External Site

You are leaving Member One Federal Credit Union's website. The credit union is not responsible for the content of any other website. The privacy and security standards of other sites may differ from those practiced by the credit union. You should review the privacy and security policy of any site before providing any information.

Proceed Cancel
Attention Members: The coin machine at our Member Service Center in Roanoke is currently out of service. Our nearest retail centers with a coin machine are South Roanoke, Daleville, and Southwest. We apologize for the inconvenience.
Piggy bank right
10 months, 5.20% APY**
Open this Share Certificate and start saving today!
Learn More
Savings plant and coins
12 months, 4.00% APY*
Open this IRA Certificate or Share Certificate today!
Learn More
Adobe Stock 155480748 copy
Member One Credit Cards
Sign up today and take advantage of the many benefits!
Find Out More
Adobe Stock 409331900 copy
Go Mobile
Save time, eliminate paper, and bank where and when you want to from your smartphone or tablet. Get the Member One app today.
Download the App
Checking
Savings
Credit Cards
Mortgages
Financial Planning

Rates

Save. Borrow. Grow.

6.25%*
Auto Loans APR as low as*
9.99%*
Personal Credit Cards APR as low as*
6.50%*
Home Equity Loans APR for a 15-year*
Adobe Stock 123091886 copy

Member One FCU

Strengthening Our Community

At Member One, our mission is to help our members, employees, and communities flourish.

Our Community Impact

Each year we give back to our local nonprofit organizations, charities, and community projects through donations of time, goods, services, and financial support.

Explore More
Sponsorships & Donations

In 2021, we made a $167,000 commitment to our Southwest and Central Virginia communities, supporting nearly 100 nonprofit organizations.

Explore More
College Scholarships

With the rising cost of higher education, we're proud to offer two scholarships for area students attending college in Virginia.

Explore More
Latest Stories & News

Read the latest from us, including stories, press releases, and financial news you can use.

Explore More

Financial Education Center

Learn. Earn. Invest.

The more you know, the more you’ll grow. Let us help. Our interactive Financial Education Center is designed for members of all ages.

Approaching Retirement
Preparing for Retirement

Learn How you should get started or optimize your retirement plan!

Learn More
Making Plans
Investing In Your Future

Learn how to be more financially prepared in the years ahead.

Learn More
Getting Started
Building Financial Capability

Learn how to manage your money and avoid financial dangers.

Learn More
View All

I just got an account at Member One, and I left feeling very satisfied. I felt important. Thank you so very much for that! I was switching due to poor customer service at my previous credit union, and I left feeling confident I chose the right place.

Megan S. New member in Lynchburg
The loan process was quick and simple

Member One always takes great care of us. The loan process was quick and simple, and before we knew it, we were walking out of the office with a check in hand ready to purchase our car!

Richard B. Member for 8 years
Easy & Quick!

As a first-time home buyer, I didn’t know what to expect, but everything was super easy and quick! They explained everything to me and helped me through every step. Outstanding service!

Teresa R. Member for 3 years

I received great service from Member One and I look forward to doing business with them in the future!

Kristi M. New member in Roanoke

We were so happy with our first loan from Member One that we came back for our second. Still very happy with the service and speed of the process! Thanks!

Shawn O. Member for 12 years
Adobe Stock 216356596 copy

Online & Mobile Solutions

Convenience You’ll Love

Visiting a branch isn’t always convenient. We get it. That’s why we offer numerous online and mobile banking solutions. Access your accounts. Transfer funds. Use Apple Pay. Sign up for text alerts. It’s up to you. Choose the options that best fit your lifestyle.

Learn More

Recent Blog Posts

Armistead mary beth rebecca copy
Company News
Member One Announces New Appointments to Board of Directors

Member One Federal Credit Union is pleased to announce the appointment of three new Associate Directors on its Board of Directors: Armistead Lemon, Mary Beth Nash, and Rebecca Owens.
Adobe Stock 199975473 Hacker activating 3d rendering app template on a smartphone
Finances
Protect Yourself Against Smishing

What are SMS text phishing attacks?
Adobe Stock 247179015
Finances
Five Key Components of Financial Literacy

Do you know the five key concepts to managing money?
View More

*APY means Annual Percentage Yield. 12-month rate effective as of 2/1/2023. Rate applies only to new IRA certificates and share certificates and is subject to change at account renewal. The disclosed dividend rate is subject to a $1,000 minimum balance. A penalty may be imposed for early withdrawals and fees may reduce earnings. Other restrictions may apply. This promotion is subject to change or end at any time. Membership eligibility required. Federally insured by NCUA.

** $10,000 is required to open this Share Certificate at this promotional rate, and minimum $10,000 must come from sources other than Member One Federal Credit Union.

Adobe Stock 132944459 Senior couple meeting financial adviser for investment copy
Local Branches & ATMs Near You

Find exactly what you need when you need it!

Locations