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10 months, 5.20% APY*
Open this Share Certificate and start saving today!
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Member One Credit Cards
Sign up today and take advantage of the many benefits!
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Join Our Team
Let Member One be your next career move!
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The equipment you need. Financing that works.
Finance or refinance a business vehicle or equipment loan, make no payment for 90 days.**
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Credit Score
Access your credit score, full credit report, and credit monitoring tools for free
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Savings
Credit Cards
Mortgages
Seminars

Rates

Save. Borrow. Grow.

6.25%*
Auto Loans APR as low as*
9.99%*
Personal Credit Cards APR as low as*
7.75%*
Home Equity Loans APR for a 15-year*
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Member One FCU

Strengthening Our Community

At Member One, our mission is to help our members, employees, and communities flourish.

Our Community Impact

Each year we give back to our local nonprofit organizations, charities, and community projects through donations of time, goods, services, and financial support.

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Sponsorships & Donations

In 2022, we made a $379,455 commitment to our Southwest and Central Virginia communities, supporting over 150 nonprofit organizations.

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College Scholarships

With the rising cost of higher education, we're proud to offer two scholarships for area students attending college in Virginia.

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Latest Stories & News

Read the latest from us, including stories, press releases, and financial news you can use.

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Financial Education Center

Learn. Earn. Invest.

The more you know, the more you’ll grow. Let us help. Our interactive Financial Education Center is designed for members of all ages.

Approaching Retirement
Preparing for Retirement

Learn How you should get started or optimize your retirement plan!

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Making Plans
Investing In Your Future

Learn how to be more financially prepared in the years ahead.

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Getting Started
Building Financial Capability

Learn how to manage your money and avoid financial dangers.

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We were so happy with our first loan from Member One that we came back for our second. Still very happy with the service and speed of the process! Thanks!

Shawn O. Member for 12 years

I received great service from Member One and I look forward to doing business with them in the future!

Kristi M. New member in Roanoke
Easy & Quick!

As a first-time home buyer, I didn’t know what to expect, but everything was super easy and quick! They explained everything to me and helped me through every step. Outstanding service!

Teresa R. Member for 3 years

I just got an account at Member One, and I left feeling very satisfied. I felt important. Thank you so very much for that! I was switching due to poor customer service at my previous credit union, and I left feeling confident I chose the right place.

Megan S. New member in Lynchburg
The loan process was quick and simple

Member One always takes great care of us. The loan process was quick and simple, and before we knew it, we were walking out of the office with a check in hand ready to purchase our car!

Richard B. Member for 8 years
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Online & Mobile Solutions

Convenience You’ll Love

Visiting a branch isn’t always convenient. We get it. That’s why we offer numerous online and mobile banking solutions. Access your accounts. Transfer funds. Use Apple Pay. Sign up for text alerts. It’s up to you. Choose the options that best fit your lifestyle.

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Recent Blog Posts

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Finances
Red Flags of a Scam

Remain vigilant and informed for your finances.
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Online & Mobile Banking Credit Score Tool Launch

Now available!
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Financial Fraud: What Questions Do YOU Have?

Learn more about free sessions that will be held the week of November 12th.
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*APY means Annual Percentage Yield. 10-month rate effective as of 5/01/2023. Rate applies only to new share certificates and is subject to change at account renewal. $10,000 is required to open this Share Certificate at this promotional rate, and minimum $10,000 must come from sources other than Member One Federal Credit Union. A penalty may be imposed for early withdrawals and fees may reduce earnings. Other restrictions may apply. This promotion is subject to change or end at any time. Membership eligibility required. Federally insured by NCUA.

**Loans subject to credit approval, restrictions may apply. Interest will continue to accrue once the loan is funded. Offer valid from November 1 through December 31, 2023. Membership eligibility required. Federally Insured by NCUA.

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Local Branches & ATMs Near You

Find exactly what you need when you need it!

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