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Attention Members: A credit and debit card fraud ring is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.

Account Certification

Please read the following before opening a membership account.

  • By selecting “I agree,” you authorize Member One to open a membership account for you.
  • You agree to the terms and conditions of the Membership Account Agreement, the Visa® Debit Card agreement, Savings Addendum, Fee Schedule, Privacy Policy, other account agreements, terms, and conditions of services indicated above, and any amendment Member One may make which are incorporated herein for any account established now or in the future.
  • By agreeing you give permission to determine creditworthiness for this account and authorize Member One to gain a copy of your credit file(s) prior to account opening, product/service offerings, and review of your account status at a later date.
  • If approved, you have to complete an application prior to accessing an overdraft line of credit.
  • You acknowledge the acceptance of the agreements and disclosures applicable to the accounts and services throughout this application process.
  • To help fight the funding of terrorism, you also authorize Member One to obtain, verify, and record information that identifies each person(s) who opens and account.