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Attention Members: A credit and debit card fraud ring is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
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Who We Are

How We Started

Member One, a division of Virginia Credit Union is a full-service, member-owned financial institution serving the needs of our communities for more than 84 years. We were chartered in 1940 to serve Norfolk & Western Railroad employees in Roanoke and since then, we’ve grown to become one of Virginia’s largest credit unions.

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Today our membership is almost 500,000 and growing.

Member One, a division of Virginia Credit Union is a financial cooperative offering a variety of affordable banking services, loans, mortgages, and free financial resources, with a focus on helping people achieve greater financial success. Member One is an equal housing opportunity lender and is federally insured by the National Credit Union Administration (NCUA).

When you join Member One, you become a member and owner of the financial cooperative. Earnings are returned to you through a wide variety of convenient financial services, attractive rates, lower fees, and free financial education resources to help guide you on your financial journey.

OUR VISION

To be our members' favorite solution however they wish to bank with us.

OUR MISSION

To be our members' trusted provider of financial services, helping them achieve greater success.

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We reinvest in our members.

Member One members enjoy higher dividend rates on deposit accounts, lower rates on loans, fewer fees, and 24/7 convenience. And their deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country.

We also reinvest in our community.

Each year we give back to area non-profit organizations, charities, and community projects through donations of time, goods, services, and financial support.

Our bottom line is driven by a commitment to quality service, not making a profit.

Member Benefits Community Impact
Our Story

Read our story to see where we started and how far we have come!

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Our Locations

Find the nearest branch or ATM near you.

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Awards & Recognition

We feel honored to be recognized with several awards. Check them out!

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Annual Reports

Review reports on our recent years and how we've grown and continue to flourish!

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We're Hiring!

Interested in joining our team? Check out our amazing benefits and open positions!

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Press Releases

Learn about our impact in our recent press releases on our blog!

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