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Attention Members: A credit and debit card fraud ring is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
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Auto Loans
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Buy the vehicle of your dreams!

Whether you’re looking for a new or used car, boat, or recreational vehicle, we help you find great rates and financing options so you can make your purchase*.

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With an auto loan through Member One, you can enjoy:

  • Low rates
  • Flexible terms
  • 90-day, no-payment option**
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Already Have A Vehicle Loan?

By switching your auto loan to Member One, we may be able to reduce your payment.

Does Your Car Need Extra Protection?

As a member, you're eligible for additional coverage, including:

  • Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
  • Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.
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Do you have a new auto loan with Member One? Provide Proof of Insurance here!

Your insurance policy needs to include:

  • Member One Federal Credit Union as LIENHOLDER/LOSS PAYEE, PO Box 4266, Carmel, IN 46082.
  • COMPREHENSIVE and COLLISION coverage on vehicle with deductibles not to exceed $1,000.
  • Collateral must match collateral on your loan documents.
  • Policy Number, Policy Period, and Company Name MUST be listed.

Frequently Asked Questions

By switching your auto loan to Member One, we may be able to reduce your payment.

As a member, you’re eligible for additional coverage, including:

  • Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
  • Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.

Find The Answers You Need Before You Apply

Call 800-666-8811, complete our contact form, or visit one of our retail center locations today.


* Loans subject to credit approval. Not all will qualify.

** This is a deferred payment option. Interest charges still apply. Deferred payment options may not apply to all loan products.

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Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

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