We have the right credit card for you!
New car tires you didn’t think you’d need so soon. Groceries. Birthday gifts. An unexpected night out with friends. Credit cards are there when we need them*.
Why Our Credit Cards?
Member One helps you match the right card for your lifestyle. Some of the benefits of our cards include:
Cash back for you and your community.
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- Earn 1% cash back on every purchase with no restrictions or limits as statement credits on a quarterly basis
- Member One will donate a percentage of your spending on your behalf to non-profit organizations here in Central and Southwest Virginia
- 3.99% Introductory APR for the first 12 billing cycles after account opening. Followed by a fixed interest rate of either 14.99% or 16.99%, based on your creditworthiness.
- $0 annual fee and $0 balance transfer fee
- $5,000 minimum credit limit
Simple, flexible, dependable
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- 3.99% Introductory APR for the first 12 billing cycles after account opening. Followed by a fixed interest rate of either 9.99%, 14.99% or 17.99%, based on your creditworthiness
- With a $0 balance transfer fee, take advantage of the low fixed-interest rate and pay off any higher rate cards you may already have
- $0 annual fee
- $1,000 minimum credit limit
The credit card that’s a class above.
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- 5,000 Reward points given after first transaction and your points never expire
- Access to Visa Signature Concierge Service and Perks
- 3.99% Introductory APR for the first 12 billing cycles after account opening. Followed by a fixed interest rate of either 13.99% or 15.99%, based on your creditworthiness
- $0 annual fee, $0 balance transfer fee, and $0 foreign transaction fee
- $5,000 minimum credit limit
* Loans subject to credit approval. Not all will qualify.