Spend Smart and Set a Summer "Fun Budget"!

Set a Summer “Fun Budget” and Avoid Going into Debt

Summer is here, but the fun you have doesn’t have to break the bank! Planning ahead is the best way to keep your summer fun times hanging ten without your bank accounts feeling like they’re hanging negative ten.

Here are some quick tips that can keep the fun times maximized while your money stays stabilized.

• Set a Spending Limit: Whether it’s a vacation trip or a summer-time splurge, set a specific amount to spend and don’t go over! This is a simple way to keep your money in-check.
• Use the Credit Card Wisely: If you choose to use the plastic, taking advantage of any travel perks and security features can be benefits, but don’t leave that balance on the card too long as the interest can grow quickly. Extra debt could be a summer bummer!
• Some Summer Fun Can be Cost-Free: Spending time in nature, playing games on the beach, hiking, biking, and leisurely sunbathing can all be activities that don’t require a lot of cash. Look for ways to save and your summer bank account will thank you.

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Spend Smart – Summer is Sale Season!

It’s always best for your personal finances to look for ways to spend less and summertime is a great time to do it! With holiday and summer sales in full swing and with sunny weather for flea markets and yard sales, you may find yourself ready to shop for some great bargains. However, don’t get carried away and bust your summer budget! Here are a few tips for maximizing your summer spending.

• Be There for the Sales: Retail stores’ holiday and late-summer seasonal sales can be the time to stock up on some of the things you need.
• Yard Sales Can Help Us Save and Earn: The sunny weather can inspire your neighbors to have yard sales, and there are always a few places sprinkled throughout the summer where you can find great deals. Also, what’s stopping you from doing the same thing and earning a few extra bucks?
• Flea Market = Money Savings: Taking a trip to the flea market can be entertaining, good exercise, and if you have a specific shopping aim in mind, you may be able to find items you need for even less than items at the dollar store. Give the secondhand market a try, especially on a sunny summer morning!

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