Free Financial Education Seminars
At Member One, we are committed to empowering those within our communities to achieve financial success. Our FREE seminars are designed to provide valuable insights and knowledge on a variety of financial topics, and offer a unique opportunity to learn from experienced professionals in the financial industry. By attending, you'll gain knowledge that can help you make informed decisions about your finances, whether it's managing your personal budget, purchasing a car, getting approved for that mortgage, or planning for retirement. Plus, you'll have the chance to ask questions and engage with our experts. Contact our financial education team today to schedule a virtual or in-person presentation today!
Topics We Cover
Member One offers in-person and virtual financial education courses covering a wide array of subjects tailored to meet the needs and interests of our audience. Here's a look at some of the different seminars we offer:
Making Budgets Work
- Determine your personal obstacles to budgeting.
- Create a format to track and analyze your spending.
- List your short- and long-term goals.
- Discuss the importance of debt reduction and emergency savings.
- Apply strategies to manage your day-to-day spending.
Credit Scores and Reports
- Explore the importance of credit scores and reports.
- Learn how to access information about your credit score and report.
- Discuss strategies to build and improve your credit.
- Identify how to protect your credit from incorrect claims and fraud.
Identity Theft
- Learn how to identify the sign of identity theft and fraud.
- Examine different types of identity theft and fraud.
- Identify strategies to protect yourself from identity theft and fraud.
- Learn how to protect your data using safe habits.
Debt Management
- Understand why people find themselves in debt and the most common types of debt.
- Use and analyze budgeting and debt management strategies.
- Compare various debt management solutions.
- Create a personal plan for managing your debt.
Banking Basics
- Learn how to identify different financial institutions.
- Learn how to compare different types of bank accounts and choose the one that is right for you.
- Review ways financial institutions protect and insure your money.
- Examine strategies to help protect your money when using online banking.
Considering Home Ownership
- Review the costs and responsibilities associated with home ownership.
- Explore loan and repayment process.
- Learn how to find out if you are financially ready to own a home.
In addition to the above, we also offer the following:
- Explore the importance of creating and maintaining a budget.
- Examine the differences between wants and needs.
- Set goals for spending, savings, and debt repayment.
- List the costs of owning a car outside of a monthly car payment.
- Distinguish between the listed price and actual price of a vehicle.
- Determine how much car you can afford.
- Discuss different payment options and decide which is right for you.
- Demonstrate how to evaluate a loan.
- Apply what you’ve learned to “shopping around” and contract negotiations.
- Identify the importance of developing a strong business plan.
- Explore how to use a business plan.
- Review the key sections of a business plan.
- Learn how small businesses build and maintain credit.
- Explore how creditworthiness is measured for small businesses.
- Examine the connection between personal and business credit.
- Identify the documents you’ll need for small business credit applications.
- Define credit.
- Understand how small businesses use credit.
- Explain why businesses use credit.
- Know the different forms of credit that businesses can use.
- Identify ways to use mobile banking in your life.
- Use mobile banking safely and securely.
- Decide when to visit a branch location or use mobile banking.
- Define common terms associated with mortgages and late payments.
- Identify the events that may cause foreclosure and how to avoid them.
- Learn about the options and resources available to help you modify your mortgage if needed.
- Learn about common types of mortgages and how they are obtained.
- Identify common costs associated with mortgages.
- Explore special financing products and resources to assist with buying a home.
- Examine the factors you should consider when planning for retirement.
- Learn how to estimate your retirement expenses.
- Identify the saving and planning strategies that allow you to maximize your savings at any age.
- Compare the types of retirement plans available to you.
- Set goals for your own retirement savings.
- Identify common financial products and services used by small businesses.
- Describe important factors to consider when choosing a financial institution.
- Explore the value of building a relationship with a financial institution.
- Understand the importance of financial statements for small business operations and strategy.
- Recognize the uses of three common financial statements.
- Learn what information is found in balance sheets, profit and loss statements, and cash flow statements.
Request a Seminar
Presentations vary based on topic and length of time, and may include a workbook or other helpful takeaways. We can customize any presentation to meet the needs of specific audience members and groups.
Attend a Scheduled Seminar
We also periodically hold public seminars at our Roanoke corporate campus. Topics for these events can vary, and we often invite industry experts whom we've partnered with to help deliver valuable information alongside our Member One financial education team. These no-cost opportunities are part of our commitment to help individuals and families in our communities build stronger financial futures. These presentations are customized based on topic and length of time, and may include a workbook or other helpful takeaways.
Learn. Earn. Invest.
The more you know, the more you’ll grow! Let us help. Our virtual, interactive Financial Education Center is designed for members of all ages.
Learn How you should get started or optimize your retirement plan!
Learn how to be more financially prepared in the years ahead.
Explore the benefits and costs of buying and owning a home.