External Site

You are leaving Member One's website. The credit union is not responsible for the content of any other website. The privacy and security standards of other sites may differ from those practiced by the credit union. You should review the privacy and security policy of any site before providing any information.

Skip to Content
Attention Members: A credit and debit card fraud ring is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.

Blog Categories

Blog Filters:
Pexels cottonbro 4569879
Home
Navigating the Housing Market in 2024: Trends Buyers and Sellers Need to Know

Discover key insights into Virginia's housing market in 2024, including trends in home values, mortgage options, and essential tips for buyers and sellers to navigate this evolving landscape with confidence.

Young couple shake hands with closing agent at house closing meeting 978b8d064138018a1dfad71b9882dd21
Home
Six Mortgage Myths

The Member One Mortgage Team takes on six of the most common myths they run into while helping homebuyers!

Couple views home listing on tablet 978b8d064138018a1dfad71b9882dd21
Home
Don't Do These Things Before Buying A Home

You probably have your homebuying to-do list put together already, but don’t forget about this equally important to-don’t list.

Adobe Stock 99869971 978b8d064138018a1dfad71b9882dd21
Home
What to Expect on Closing Day

Closing day: the day you sign the paperwork that legally transfers ownership of your dream home from the seller to you.

Realtor leads young family into home 978b8d064138018a1dfad71b9882dd21
Home
Six Uncommon Features to Consider When Shopping for a Home

Check out this list of six less common features to consider while house hunting, courtesy of Member One’s mortgage experts.

Adobe Stock 187317486 978b8d064138018a1dfad71b9882dd21
Home
How To Make An Offer On A House

Will the seller counter? Is there a better offer already on the table? What if you get caught in a bidding war?! We have the answers.

Leaves Gutter 978b8d064138018a1dfad71b9882dd21
Home
12 Tips To Winterize Your Home (On Any Budget)

Winter is coming—is your home ready? Protect your biggest investment, fight off the chill, and slash your utility bills this season with these budget-conscious tips.

Young woman at clothing store checkout hands shirt to sales associate 978b8d064138018a1dfad71b9882dd21
Home
5 Tips for Getting Holiday Shopping Done Early

The sooner you start planning, the less likely you are to spend too much in last-minute desperation. Here are five tips to help you start planning ahead for financially sound festivities.

Home
Your Practical Guide to Mortgage Escrow Accounts

An escrow account is used to set aside money for annual property taxes and homeowners insurance. Your mortgage lender manages this account on your behalf.

Mortgage Blog Graphic 978b8d064138018a1dfad71b9882dd21
Home
Mortgages 101: Prequalification Vs. Preapproval

You’ve started thinking about mortgages and have been hearing two very similar-sounding words: prequalification and preapproval. Are they different? Does it matter?

Local Lender Blog Graphic 978b8d064138018a1dfad71b9882dd21
Home
Four Reasons Why a Local Mortgage Lender Beats Online Options

You’re interested in buying a home, researched the process online, and still have questions.

Adobe Stock 29977022 978b8d064138018a1dfad71b9882dd21
Home
Prevention Could Be Key to Avoiding Big Home Repair Costs

Ignoring signs of wear and tear in your home can cost you in the long run. Below are three areas to start inspecting now, so you’re not investing in major repairs later.