Visa® Debit Card

Other great Benefits:

Card Controls

With your Visa Debit Card, you can receive real-time fraud alert text messages, set up reoccurring payments, enroll in e-Statements, and submit travel notifications.

Visa Perks

Visa Purchase Alerts

Once registered, you can get alerts to help you identify purchases that may be related to fraudulent activity. You can also track your spending in categories you select and be alerted when international purchases, online or phone purchases, declined purchases, and more are made on your card.

Visa® Account Updater Program

Visa Account Updater provides you with a seamless transition when your Member One credit card expires or is replaced. This service automatically updates the card number and/or expiration date with eligible merchants or service providers that store your card information.*

Visa Secure Remote Commerce (SRC)

With Visa SRC, we’re bringing you the next evolution of online buying so you can pay the easy, smart way. Once you register, you'll no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase online with participating merchant that accept Visa credit or debit.

*Not all merchants and/or service providers participate in this program. Contact Member One to verify if a specific merchant and/or service provider is eligible.

** To qualify for our Courtesy Pay program, you must be at least 18 years of age; your checking account must be opened for 60 days and your account in good standing, which includes: Bringing your account to a positive balance within a 30-day period for a minimum period of 24 hours, no delinquencies, charge-offs, or legal orders against your Member One account(s), and no return mail, dormant, or inactive status on your Member One account. We will not authorize and pay overdrafts for the following types of transactions unless you opt-in to Courtesy Pay Plus (CPP): ATM withdrawals and everyday debit card transactions (such as one-time debit card and ATM card purchases). A Courtesy Pay fee may be assessed each time Courtesy Pay is used to pay an overdraft. A Non-sufficient Funds (NSF) fee of $35 will be assessed for any returned (unpaid) item or overdrawn status. The breakdown of Courtesy Pay fees is as follows: For an overdraft amount of $0.00 to $4.99 there will be a $0.00 fee assessed to the checking account. For an overdraft amount of $5.00 to $9.99, there will be a $5.00 fee assessed to the checking account. For an overdraft amount of $10 or greater, there will be a $35 fee assessed to the checking account. Any overdrawn amount must be paid back within 30 days. If the checking share remains negative more than 30 days, the Courtesy Pay privilege will be revoked for future use. Also, online banking, telephone banking and debit card availability will be cut off. If the checking share remains negative beyond 45 days, the checking share will become charged-off. These are not the only circumstances under which Courtesy Pay may be terminated, and Member One FCU reserves the right to revoke privileges, permanently or temporarily, at any time and to deny the payment of any transactions without prior notification. When a checking share has been brought positive from a negative state, the member must wait 24 hours before again using the Courtesy Pay.